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Wednesday, July 22, 2009

Family Budget: 4 Quick Ideas for Saving Money

I know the economy is still on everyone’s minds and I would love to watch my 401K starting heading in the right direction!

1. Have a yard sale! This would be a great way for some extra spending money during your vacation this summer or to pay for a much needed home repair.
2. The early bird gets the best selection, so start your Christmas shopping before Thanksgiving. By buying early, you can stretch out your holiday budget over several months.
3. Money experts say your car payments should be less than 5% of your family’s pre-tax income. If you have two nice vehicles, consider selling one and buying a used car that you can purchase with cash.
4. Get organized with a grocery list! Go with a list of what is needed for the week and stick to it. Without a list, I find myself coming home with 2 to 3 items that I already had at home, plus this gives you an opportunity to organize and use coupons.

1 comment:

  1. This covers all the bases = saves you money, helps the environment, helps your health, makes you feel better, it's so easy to do and it costs less than $50.00; Save money and the Earth and be clean at the same time! Add Bathroom Bidet Sprayers to all your bathrooms. I think Dr. Oz on Oprah said it best: "if you had pee or poop on your hand, you wouldn't wipe it off with paper, would you? You'd wash it off” Available at www.bathroomsprayers.com with these you won't even need toilet paper any more, just a towel to dry off! Don’t worry, you can still leave some out for guests and can even make it the soft stuff without feeling guilty. It's cheap and can be installed without a plumber; and runs off the same water line to your toilet. You'll probably pay for it in a few months of toilet paper savings. As for water use a drought is always a concern and must be dealt with prudently but remember the water use of industrial users far exceeds the water use of household users and in the case of toilet paper manufacture it is huge. The pollution and significant power use from that manufacturing process also contributes to global warming so switching to a hand bidet sprayer and lowering your toilet paper use is very green in multiple ways.

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